What is the abbreviation for journal of money credit and banking?
Founded in 1969, the Journal of Money, Credit and Banking ( JMCB ) is a leading professional journal read and referred to by scholars, researchers, and policymakers in the areas of money and banking, credit markets, regulation of financial institutions, international payments, portfolio management, and monetary and ...
A bank journal is a record of banking transactions, ordered by date. Bank Journals come in two types: Bank Debit Journals: These increase the balance of a bank account. Bank Credit Journals: These decrease the balance of a bank account.
Most noteworthy, the Journal of Monetary Economics ranks at number 3, the Journal of Money, Credit, and Banking ranks at number 13, and the International Journal of Central Banking ranks at number 8.
The Journal of Money, Credit and Banking is a peer-reviewed academic journal covering monetary and financial issues in macroeconomics.
Bank Rate - This is the rate of interest that the RBI levies on banks if they wish to borrow money. Basis Point - This is one hundredth of a percentage. This is usually used to indicate change in interest rates. Capital Gain - This is a profit or gain attained by a bank by sale of investments or properties.
| Journal Name | Journal Purpose | Account(s) Credited |
|---|---|---|
| Sales Journal | Sales on credit | Sales, Inventory |
| Purchases Journal | Purchases on credit | Accounts Payable |
| Cash Disbursem*nts Journal | Paying cash | Cash |
| Cash Receipts Journal | Receiving cash | Could be: Sales, Accounts Receivable, or other accounts |
The journal entry for cash paid into a bank would involve two accounts: the cash account and the bank account. The cash account would be credited, indicating a decrease in the amount of cash on hand, while the bank account would be debited, indicating an increase in the balance of the bank account.
| Sr. No. | Journal | Impact Factor |
|---|---|---|
| 1. | CA-A Cancer Journal for Clinicians | 254.7 |
| 2. | Lancet | 168.9 |
| 3. | New England Journal of Medicine | 158.5 |
| 4. | JAMA-Journal of the American Medical Association | 120.7 |
- Go to Scopus Sources.
- Select Title from the menu at the top left (below the Sources heading).
- Enter the journal title.
- In the results list, click on the journal title's link – this will lead to a wide range of data about that journal.
Journal ranking lists seek to rank selections of journals, often within discipline categories. The rank is usually determined by the journal impact indicator metrics, such as the JIF or SJR. The placement of a journal within a list is often used for evaluative purposes - eg.
Is a journal credible?
The credibility of a journal may be assessed by examining several key factors: Where is it indexed? Is the journal included or indexed in the major bibliographic databases for the field? Are its articles discoverable where the journal claims?
It is one of the most widely cited journals in academic finance, and in all of economics. Each of the six issues per year reaches over 8,000 academics, finance professionals, libraries, and government and financial institutions around the world.
A peer-reviewed journal contains articles written by experts that are reviewed by several other experts in the field before the article is published in the journal in order to insure the article's quality. (The article is more likely to be scientifically valid, reach reasonable conclusions, etc.)
Zero-balance account (ZBA)
A bank checking account that can accept deposits and/or make disbursem*nts but that is always maintained at a zero balance. The zero balance is maintained by transferring just enough funds from or to a concentration account to offset each day's activity.
Concept 86: Four Cs (Capacity, Collateral, Covenants, and Character) of Traditional Credit Analysis. The components of traditional credit analysis are known as the 4 Cs: Capacity: The ability of the borrower to make interest and principal payments on time.
Called the five Cs of credit, they include capacity, capital, conditions, character, and collateral. There is no regulatory standard that requires the use of the five Cs of credit, but the majority of lenders review most of this information prior to allowing a borrower to take on debt.
- Sales - income you earn from sales.
- Sales Return - loss of income from sales you've refunded.
- Accounts Receivable - cash owed to the company.
- Accounts Payable - cash the company owes.
- Cash Receipts - cash you've gained.
- Purchases - payments you've done.
- Equity - owner's investment.
| Title | URSUS Link | |
|---|---|---|
| 1 | Journal of Finance | Access |
| 2 | Review of Financial Studies | Access |
| 3 | Journal of Financial Economics | Access |
| 4 | Journal of Accounting and Economics | Access |
Key Resource Journals exists with the purpose of facilitating academics and scholarship by providing a hub for freely available academic texts and journals. Open Access texts provide a way for academics who face economic and/or locational challenges to overcome such boundaries.
The term contra refers to the opposite side. Contra entries are those entries in which the same account can be debited and credited. In case where the transaction involves both cash and bank, it is entered on both, debit and credit side of the cash book and hence such entry is called a contra entry.
What are the golden rules of accounting?
The three golden rules of accounting are (1) debit all expenses and losses, credit all incomes and gains, (2) debit the receiver, credit the giver, and (3) debit what comes in, credit what goes out. These rules are the basis of double-entry accounting, first attributed to Luca Pacioli.
In business transactions involving cash, receiving cash would be recorded as a debit entry because it increases the amount of available funds for the company. On the other hand, paying out cash would be recorded as a credit entry because it reduces the amount of available funds.
Platinum (also known as sponsored or diamond) open access journals allow immediate access to the content of the journal without the payment of a subscription fee or licence. Authors pay no article publication charge and all the costs of publishing the journal are met by one or more sponsoring organizations.
SCImago is a research group from the Consejo Superior de Investigaciones Científicas (CSIC), University of Granada, Extremadura, Carlos III (Madrid) and Alcalá de Henares, dedicated to information analysis, representation and retrieval by means of visualisation techniques.
Journals are also categorised into four quartiles: Q1, Q2, Q3 and Q4. Journals in Q1 and Q2 are considered top-tier journals while the lower-tier journals are classified as Q3 and Q4. Q1 and Q2 journals have a higher impact factor than Q3 and Q4 ranked journals.
References
- https://www.indiatoday.in/information/story/different-types-of-money-transfer-neft-rtgs-imps-and-more-1464289-2019-02-25
- https://innovatureinc.com/account-payable-journal-entries/
- https://aiq.helpjuice.com/getting-started/282182-bank-credit-and-debit-journals-incomplete
- https://study.com/academy/lesson/three-cs-of-credit-character-capital-capacity.html
- https://www.enago.com/academy/top-high-impact-factor-journals/
- https://www.nerdwallet.com/article/small-business/master-the-5-cs-of-credit
- https://www.energy.gov/scep/slsc/financial-institutions
- https://www.primeum.com/en/blog/why-compensation-and-benefits-managers-are-increasingly-in-demand-in-companies
- https://www.starlingbank.com/resources/banking/bank-accounts-explained-sort-code-account-number/
- https://www.usbank.com/customer-service/knowledge-base/KB0205899.html
- https://www.ig.com/en/trading-strategies/short_selling_bankstocksandetfs-230524
- https://byjus.com/ias-questions/what-is-the-difference-between-a-financial-institution-and-bank/
- https://www.investopedia.com/investing/use-pe-ratio-and-peg-to-tell-stocks-future/
- https://libraries.emory.edu/health/writing-and-publishing/quality-indicators/assessing-journal-credibility
- https://www.investopedia.com/terms/f/financialinstitution.asp
- https://afajof.org/journal-of-finance/
- https://brainly.in/question/10108593
- https://www.toppr.com/guides/fundamentals-of-accounting/accounting-process/types-of-accounts/
- https://deakin.libguides.com/research-metrics/journal-ranking-list
- https://libanswers.bcu.ac.uk/faq/182807
- https://tipalti.com/payments-hub/what-is-needed-for-an-ach-transfer/
- https://groww.in/p/tax/rules-of-accounting
- https://www.schwab.com/learn/story/stock-analysis-using-pe-ratio
- https://homework.study.com/explanation/what-does-a-c-mean-in-banking.html
- https://byjus.com/govt-exams/functions-of-bank/
- https://www.linkedin.com/pulse/4-cs-mortgage-underwriting-matt-powell-m-a-phr
- https://www.investopedia.com/terms/t/telegraphic-transfer.asp
- https://www.edulyte.com/english/homonym/
- https://www.linkedin.com/pulse/four-cs-empowerment-guide-fueling-self-motivation-amr-elharony-pbsmf
- https://www.annuity.org/personal-finance/banking/
- https://www.investopedia.com/ach-transfers-what-are-they-and-how-do-they-work-4590120
- https://openstax.org/books/principles-financial-accounting/pages/7-2-describe-and-explain-the-purpose-of-special-journals-and-their-importance-to-stakeholders
- https://www.dictionary.com/browse/payt
- https://www.imf.org/external/pubs/ft/fandd/2012/03/basics.htm
- https://www.westernunion.com/blog/en/gb/whats-the-difference-between-a-wire-transfer-and-a-bank-transfer/
- https://www.dauniv.ac.in/public/frontassets/notices/Special%20Accounts%20for%20Banking%20Firm_M.Com(BM)II%20Sem._Dr.Rajeshri%20Desai.pdf
- https://www.ey.com/en_us/tax/permanent-establishment
- https://www.investopedia.com/terms/r/remittance.asp
- https://zeemedicalbilling.com/what-is-accounts-receivable-ar-in-medical-billing/
- https://tipalti.com/payments-hub/ach-fees/
- https://dictionary.cambridge.org/dictionary/english/a-c-payee-only
- https://squareup.com/us/en/the-bottom-line/managing-your-finances/ach-payments
- https://www.bdc.ca/en/articles-tools/entrepreneur-toolkit/templates-business-guides/glossary/price-earnings-ratio
- https://www.bankrate.com/banking/pros-and-cons-of-community-banks/
- https://www.paidnice.com/blog/payment-terms-and-conditions-templates
- https://www.greatgame.com/blog/the-4-cs-of-long-term-planning
- https://higlobe.com/articles-en/differences-between-ach-and-swift-fees
- https://www.investopedia.com/terms/c/commercialbank.asp
- https://www.dictionary.com/browse/bank
- https://ipbindia.com/banking-sector-in-india-importance/
- https://www.hdfcbank.com/personal/resources/learning-centre/save/types-of-bank-accounts
- https://www.bluenile.com/education/diamonds
- https://www.bill.com/learning/net-terms
- https://suitsmecard.com/blog/the-history-of-the-bank-transfer
- https://www.quora.com/What-is-the-difference-between-banking-and-a-bank
- https://myhome.freddiemac.com/blog/homeownership/20171204-4Cs-qualifying-mortgage
- https://tipalti.com/payments-hub/ach-vs-wire/
- https://www.investopedia.com/ask/answers/070314/how-do-i-calculate-pe-ratio-company.asp
- https://www.bankoflabor.com/four-cs-of-credit/
- https://resumeworded.com/career-profiles/accounts-payable-clerk-career-profile
- https://ift.world/concept1/concept-86-four-cs-capacity-collateral-covenants-character-traditional-credit-analysis/
- https://www.massey.ac.nz/study/library/researcher-support/publish-and-share-your-research/journal-ranking-and-impact/
- https://www.investopedia.com/terms/f/finance.asp
- https://www.investopedia.com/terms/a/accountsreceivable.asp
- https://plaid.com/resources/ach/ach-vs-wire-transfers/
- https://www.investopedia.com/ask/answers/040115/what-most-important-c-five-cs-credit.asp
- https://www.investopedia.com/ask/answers/061615/what-are-major-categories-financial-institutions-and-what-are-their-primary-roles.asp
- https://www.theskimm.com/money/high-five-banking-method
- https://joinhandshake.com/blog/students/major-banks-career-path/
- https://www.britannica.com/money/bank
- https://www.moneysavingexpert.com/banking/bank-statement-codes/
- https://www.irvinebookkeeping.com/post/accounts-payable
- https://corporatefinanceinstitute.com/resources/career/bank-corporate-divisions/
- https://homework.study.com/explanation/what-is-another-name-for-accounts-payable.html
- https://www.indeed.com/career-advice/career-development/types-of-accounts-in-accounting
- https://www.bankbazaar.com/home-loan/important-banking-related-terms.html
- https://www.quora.com/What-happens-if-I-accidentally-provided-a-wire-transfer-routing-number-for-an-ACH-deposit-transaction-The-issue-is-bank-is-not-able-to-see-the-transaction-and-company-is-saying-they-cant-reissue-check-until-bank
- https://www.moderntreasury.com/questions/what-are-the-three-golden-rules-of-accounting
- https://www.linkedin.com/pulse/3-ways-make-instant-ach-transfer-verification-swipeonidea
- https://www.vocabulary.com/dictionary/remittance
- https://www.usnews.com/banking/articles/what-types-of-bank-accounts-are-there
- https://www.imf.org/en/Publications/fandd/issues/Series/Back-to-Basics/Banks
- https://cua.com/viewport/mobile/Home/Advice/CUAdvice/Five-Cs-of-Credit/
- https://www.ukcareersfair.com/news/what-employment-rights-do-bank-staff-have
- https://www.shippingsolutions.com/blog/methods-of-payment-in-international-trade-letters-of-credit
- https://www.vocabulary.com/dictionary/bank
- https://ca.indeed.com/career-advice/career-development/what-is-ach
- https://en.wikipedia.org/wiki/Journal_of_Money,_Credit_and_Banking
- https://plaid.com/resources/ach/how-does-an-ach-transfer-work/
- https://oboloo.com/blog/is-receiving-cash-a-debit-or-credit-in-business/
- https://testbook.com/banking-awareness/functions-of-banks
- https://www.nasdaq.com/articles/are-too-big-to-fail-banks-really-the-safest-place-for-your-money
- https://www.netsuite.com/portal/resource/articles/accounting/accounts-payable-accounts-receivable.shtml
- https://www.businessinsider.com/personal-finance/best-banks
- http://www.keyresearchjournals.org/
- https://www.deskera.com/blog/journal-entries/
- https://www.investopedia.com/terms/a/accountspayable.asp
- https://www.investopedia.com/articles/markets/093014/how-wells-fargo-became-biggest-bank-america.asp
- https://time.com/personal-finance/article/what-are-ach-transfers/
- https://www.thesaurus.com/browse/account-payable
- https://www.americanbanker.com/glossary/z.html
- https://byjus.com/ias-questions/what-are-the-5-most-important-banking-services/
- https://www.quora.com/What-is-the-correct-abbreviation-for-per-month-Some-have-it-as-pm-and-others-as-p-m
- https://www.oxfordlearnersdictionaries.com/definition/american_english/bank_2
- https://www.tidalcommerce.com/learn/eft-vs-ach
- https://publishingsupport.iopscience.iop.org/questions/what-is-a-platinum-open-access-journal/
- https://www.yodlee.com/retail-banking/the-two-major-types-of-banks-and-what-they-offer
- https://www.indeed.com/career-advice/career-development/term-of-payment
- https://www.sofi.com/learn/content/national-banks-vs-local-banking/
- https://bankpayment.quora.com/What-would-be-the-journal-entry-for-cash-paid-into-a-bank
- https://dictionary.cambridge.org/dictionary/english/bank
- https://www.cfainstitute.org/en/membership/professional-development/refresher-readings/fundamentals-credit-analysis
- https://www.torrens.edu.au/stories/blog/student-life/what-are-the-4-cs-of-21st-century-learning
- https://www.toppr.com/ask/question/if-a-transaction-involves-both-cash-and-bank-account-it-is-entered-on-both-sides/
- https://www.statista.com/statistics/799197/largest-banks-by-assets-usa/
- https://www.quora.com/What-is-the-full-form-of-C-in-the-banking-industry
- https://www.moderntreasury.com/questions/why-use-ach-instead-of-wire-transfer
- https://www.scimagojr.com/aboutus.php
- https://www.cwauthors.com/article/What-are-the-different-classifications-followed-by-journals
- https://portal.ct.gov/DOB/Consumer/Consumer-Education/ABCs-of-Banking---Banks-and-Our-Economy
- https://www.investopedia.com/ask/answers/063015/what-are-some-major-regulatory-agencies-responsible-overseeing-financial-institutions-us.asp
- https://www.aba.com/about-us/press-room/press-releases/consumer-survey-banking-methods-2023
- https://www.creditguru.com/index.php/credit-management/commercial-credit-management-articles/79-what-are-the-4-cs-of-credit
- https://www.federalreservehistory.org/essays/federal-reserve-banks
- https://www.ssoar.info/ssoar/bitstream/handle/document/71817/ssoar-2021-livingstone_et_al-The_4Cs_Classifying_Online_Risk.pdf
- https://www.investopedia.com/terms/t/t-account.asp
- https://www.teacheracademy.eu/blog/4-cs-education/
- https://www.bis.org/publ/work1139.pdf
- https://libguides.library.umaine.edu/c.php?g=201152&p=3231173
- https://www.consumerfinance.gov/ask-cfpb/what-is-an-ach-en-1065/
- https://www.preplounge.com/en/case-interview-basics/case-cracking-toolbox/structure-your-thoughts/4c-framework
- https://www.hdfcbank.com/personal/resources/learning-centre/save/why-opening-multiple-savings-account-is-good
- https://time.com/personal-finance/article/what-is-a-wire-transfer/
- https://corporatefinanceinstitute.com/resources/accounting/how-to-record-payment-in-accounting/
- https://www.marketwatch.com/guides/banking/largest-banks-in-the-us/
- https://www.thesaurus.com/browse/transfer
- https://www.investopedia.com/terms/p/privateequity.asp
