What‘s an ACH payment? | PayPal US (2024)

What‘s an ACH payment?

AnACH payment is an electronic transfer of money from one US bank account toanother, processed through the Automated Clearing House (ACH) network. MostAmericans have been using the ACH network for years without realizing it.

PayPaluses this network whenever a customer makes a payment that’s funded from theirUS bank account.

It cantake up to 2business days for an ACH payment to complete and the money toappear in the recipient’s PayPal account. The payment will show as “pending”until it clears.

Before making apayment, be sure you’ve enough money in your bank account to cover it.Ifa payment is rejected due to insufficient funds, your PayPal balance could gonegative.

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What‘s an ACH payment? | PayPal US (2024)
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