Schengen Visa Insurance Plans | Travel Insurance (2024)

Atlas International

Plan Administrator:WorldTrips | AM Best Rating: A "Excellent" | Underwriter: Lloyd's

• Eligibility:People traveling outside home country (excluding USA)
• Coverage Length:Min 5 days up to max 365 days.
• Renew Online:Renewable up to maximum of 364 days. $5 fees apply.
• Acute Onset of Pre-existing Condition: Up to the overall maximum limit Up to $25,000 lifetime maximum for Emergency Medical Evacuation
• Co-Insurance: After deductible 100% up to policy maximum.
• ID Card & Visa Letter comes in email instantly.

Patriot America Lite

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

• Eligibility: Non-US citizens aged 0-99 traveling outside their home country.
• Coverage Length: Min 5 days up to 12 months.
• Renew Online: Policy can be renewed up to maximum of 24 months, also Renewal fees of $5 applies.
• Acute Onset of Pre-existing Condition: No Coverage
• Coinsurance: In Network: After deductible is paid by insured, plan pays 100 % up to policy maximum. Out-of-Network: After the deductible is paid by insured, plan pays 80%.
• PPO Network: Provides United Healthcare PPO Network
• ID card & Visa Letter comes in email instantly.

Complete details are given in certificate of insurance.

Patriot America Plus

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

• Eligibility: Non-US citizens aged 0-99 traveling outside their home country.
• Coverage Length: Min 5 days up to 12 months.
• Renew Online: Policy can be renewed up to maximum of 24 months, also Renewal fees of $5 applies.
• Acute Onset of Pre-existing Condition: Under 70 years of age, up to the maximum limit. $25,000 maximum limit for medical evacuation
• COVID-19 Coverage: Up to Policy Maximum (Contraction and Treatment must occur after effective date)
• Coinsurance: In Network: After deductible is paid by insured, plan pays 100 % up to policy maximum. Out-of-Network: After the deductible is paid by insured, plan pays 80%.
• PPO Network: Provides United Healthcare PPO Network
• ID card & Visa Letter comes in email instantly.

Patriot Platinum America

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

• Eligibility:Non US citizen age 0-99 traveling to USA and traveling outside their home country.
• Coverage Length: Min 5 days up to max 365 days.
• Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
• Acute Onset of Pre-existing Condition: Non-US Citizens Only Under Age 70: Up to $1,000,000.
• Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum
  Out-of-Network: After the deductible is paid by insured, plan pays 90% for the first $5,000 and then 100% up to the policy maximum.
• PPO Network: Provides United Healthcare PPO Network.
• ID Card & Visa Letter comes in email instantly.

Patriot International Lite

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

• Eligibility: US citizens & permanent residents traveling outside USA..
• Coverage Length: Min 5 days up to 12 months.
• Renew Online: Policy can be renewed up to maximum of 24 months, also Renewal fees of $5 applies.
• Acute Onset of Pre-existing Condition: United States citizens: Age 64 and under without a Primary Health Plan: Maximum Limit: $20,000. Age 64 and under with a Primary Health Plan: Up to the Period of Coverage limit. Age 65 through age 69: Maximum Limit: $2,500
• Coinsurance: After deductible is paid by insured, plan pays 100 % up to policy maximum.
• PPO Network: Provides United Healthcare PPO Network
• ID card & Visa Letter comes in email instantly.

Complete details are given in certificate of insurance.

Patriot Platinum International

Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International

• Eligibility:US citizens traveling outside the USA.
• Coverage Length: Min 5 days up to max 365 days.
• Renew Online:Policy can be renewed up to maximum of 3 years, also Renewal fees of $5 applies.
• Acute Onset of Pre-existing Condition: US Citizen :Under Age 64 without primary health plan :Max up to $20,000 ; Under Age 64 with primary health plan: Max up to $1,000,000 ; Age (65-69) :- Up to $2500.
  Non- US Citizen:Under Age 70: - Up to the Period of Coverage limit or $1,000,000
• Co-Insurance:After deductible is paid by insured, plan pays 100% up to policy maximum.
• PPO Network: Provides International Provider Access.
• ID Card & Visa Letter comes in email instantly.

Beacon International

Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent"| Underwriter: Lloyd's of London

• Eligibility:People traveling outside home country (excluding USA).
• Coverage Length: Min 5 days up to max 364 days.
• Renew Online: Policy can be renewed up to 364 days to maximum 728 days depending upon citizenship.
• Acute Onset of Pre-existing Condition $150,000 Sub-Limit for Maximum Limits purchased for $550,000, $1,100,000 or $2,000,000; All other Maximum Limits purchased will have a $50,000 Sub-Limit, Emergency Medical Evacuation $25,000 Sub-Limit, only available to Participating Members under the age of 70.
• Co-Insurance: After the Deductible the Plan will pay 100% of Eligible Medical Expenses to the Maximum Limit
• PPO Network: No PPO Network, visit any doctor/Hospital.
• ID Card & Visa Letter comes in email instantly.

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