When it comes to banking in New Zealand, understanding bank codes is essential. Bank codes are unique identification numbers assigned to each bank and its branches. These codes play a crucial role in facilitating seamless financial transactions within the country. In this article, we will provide you with a comprehensive list of New Zealand bank codes, along with a brief explanation of their significance. So let’s dive in!
New Zealand Bank Codes
Bank Name
Bank Code
Branch Range
ANZ Bank
01
0101 – 0199
ASB Bank
12
1201 – 1299
BNZ Bank
02
0201 – 0299
Kiwibank
38
3801 – 3899
TSB Bank
15
1501 – 1599
Westpac Bank
03
0301 – 0399
The Co-operative Bank
11
1101 – 1199
SBS Bank
03
0311 – 0315
Heartland Bank
15
1502 – 1503
Kiwibank (NZ Post)
38
3802 – 3899
HSBC Bank
31
3101 – 3199
Industrial and Commercial Bank of China (ICBC)
30
3001 – 3099
Bank of China
38
3803 – 3804
Please note that the branch range mentioned above is indicative and may vary for different banks. It is always recommended to confirm the branch range with the specific bank’s official website.
Summing Up
Bank codes are an important aspect of banking in New Zealand, as they enable efficient identification and routing of financial transactions. In this article, we provided you with a comprehensive list of New Zealand bank codes, including major banks such as ANZ, ASB, BNZ, Kiwibank, and more. However, it’s essential to exercise caution when making payments or providing banking information. If you don’t recognize the bank account mentioned or have concerns, it’s advisable to call the supplier and verify the account. It’s worth noting that there have been instances of bank account fraud involving invoices and intercepted emails in New Zealand. To learn more about protecting yourself from such scams, you can refer to this government guide and read this informative NZ Herald article.
Remember to use the appropriate bank code when conducting transactions or providing banking information to ensure smooth processing. If you don’t recognize the bank account above or have concerns, call the supplier and verify the account. There have been many bank account fraud cases using invoices and intercepted emails in New Zealand – this government guide has more details.
The SWIFT BIC code for Bank of New Zealand is: BKNZNZ22. This should be used whenever funds are sent from overseas to BNZ bank accounts. SWIFT BIC (Bank Identifier Code) codes should be used on all international payments to identify a particular bank or financial institution.
BNZ domestic account and credit card numbers can be 15 or 16 digits long depending on the suffix length, with the extra digit being a padded left hand zero.
3-Digit Prefix: your Checking Account number contains a three-digit prefix to use before your 10-digit account number. This prefix indicates you are using your Checking Account when paying bills by phone or online and to facilitate ACH transactions (any payments such as direct deposit, payroll and vendor transactions.)
Every bank in New Zealand has a unique prefix, which is used as the first two digits of every NZ bank account number. For example, if the bank number is 12-3073-0100291-01 then you know they are with ASB due to the prefix 12.
What is a Bank Code? In the US, a bank code (or routing transit number) is a nine-digit number found on a check between the two colons that identifies an American bank.
Put simply, New Zealand doesn't use BSB numbers. Instead, they have 16-digit account numbers (XXXXXX YYYYYYY ZZZ) that are used to identify individual accounts. The first six digits is the bank code, which is used to identify both the bank and the individual branch.
You can usually find your bank's SWIFT/BIC code in your bank account statements. You also can use our SWIFT/BIC finder to get the right code for your transfer.
A routing transit number is a nine-digit number used to identify a bank or financial institution when clearing funds or processing checks. The American Bankers Association (ABA) established routing transit numbers in 1910. These numbers are also used in online banking and clearinghouses for financial transactions.
If you're paying a Wise account registered in New Zealand, it has a 04 prefix and the account is provided by ANZ. If you don't recognise the bank above or have concerns, call the supplier and verify the account.
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