International payments using the HSBC Expat Mobile Banking app
The following applies to payments to accounts outside HSBC.
Limits
There is a daily limit of GBP250,000 for international payments made through the HSBC Expat Mobile Banking app.1Footnote link 1, dailylimits Please call us if you need to transfer more than this amount.
Fees
Payments made using the HSBC Expat Mobile Banking app (version 3.17 and newer) are fee-free. HSBC won't charge a correspondent bank charge. Some intermediary and receiving banks may still charge for inward transfers.
Please see the tariff of chargesfor further details.
Transfer times
Our standard transfer time for payments made to non-HSBC accounts through the mobile banking app is 1 to 3 days.
Frequently asked questions
Explore the most frequently asked questions (FAQs) about payments using mobile banking to find the answers you might need to know.
View all FAQs
International payments using telephone banking
The following applies to payments to accounts outside HSBC.
Limits
There are no daily limits on the amount of funds you can transfer using the telephone banking service.
Fees
International payments made in telephone banking are subject to the following fees.
Payments under the online banking limit: GBP50
Payments over the online banking limit,
Premier account holder GBP9
Advance account holder GBP14
International payments may also be subject to correspondent bank charges up to USD90.
Please see thetariff of charges for further details.
Transfer times
International payments sent through telephone banking generally arrive within 2 to 5 business days.
Available currencies
AED, AUD, CAD, CHF, CZK, CNY, DKK, EUR, GBP, HKD, HUF, ILS, JPY, NOK, NZD, PHP, PLN, SAR, SEK, SGD, THB, USD, ZAR.
Transfers to HSBC accounts
| To your own HSBC account (Global Transfers) | To another person's HSBC account (Global Transfers Friends & Family) |
|---|---|
| Australia, Bahrain, Bermuda, Brunei, Cayman Islands, China, Egypt, Guernsey, Hong Kong, India, Indonesia, Isle of Man, Jersey (incl HSBC Expat), Malaysia, Malta, Mexico, Qatar, Singapore, Sri Lanka, Taiwan, UAE, UK, USA, Vietnam | Australia, Bahrain, China, Egypt, Guernsey, Hong Kong, India, Indonesia, Isle of Man Jersey (incl HSBC Expat), Malta, Philippines, Qatar, Singapore, Sri Lanka, Taiwan, UAE UK, USA, Vietnam |
| To your own HSBC account (Global Transfers) | Australia, Bahrain, Bermuda, Brunei, Cayman Islands, China, Egypt, Guernsey, Hong Kong, India, Indonesia, Isle of Man, Jersey (incl HSBC Expat), Malaysia, Malta, Mexico, Qatar, Singapore, Sri Lanka, Taiwan, UAE, UK, USA, Vietnam |
|---|---|
| To another person's HSBC account (Global Transfers Friends & Family) | Australia, Bahrain, China, Egypt, Guernsey, Hong Kong, India, Indonesia, Isle of Man Jersey (incl HSBC Expat), Malta, Philippines, Qatar, Singapore, Sri Lanka, Taiwan, UAE UK, USA, Vietnam |
| Type of transfer | Online limit | Telephone limit |
|---|---|---|
| To your own HSBC Expat accounts | GBP 5,000,000 | No limit |
| To your HSBC accounts linked via Global View (Global Transfers) | USD 200,000 | No limit |
| To another person's HSBC account (Global Transfers Friends & Family) | GBP 250,000 | No limit |
| Type of transfer | To your own HSBC Expat accounts |
|---|---|
| Online limit | GBP 5,000,000 |
| Telephone limit | No limit |
| Type of transfer | To your HSBC accounts linked via Global View (Global Transfers) |
| Online limit | USD 200,000 |
| Telephone limit | No limit |
| Type of transfer | To another person's HSBC account (Global Transfers Friends & Family) |
| Online limit | GBP 250,000 |
| Telephone limit | No limit |
Transfer times
Transfers to other HSBC accounts are generally processed instantly.
Fees
If you are a Premier customer, there is no charge to make transfers between HSBC accounts. For Advance customers there is a GBP5 charge (or currency equivalent) to transfer funds to HSBC accounts, other than HSBC Expat.
There are no correspondent bank charges associated with HSBC to HSBC payments.
For further information, please refer to the tariff of charges.
Available currencies
AED, AUD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, NZD, PLN, SAR, SEK, SGD, THB, USD, ZAR.
Exchange rates
For immediate transfers in online, mobile and phone banking, we provide live exchange rates which are updated every 40 seconds between:
- the opening of the Hong Kong market on Monday morning local time
- the closure of the New York market on Friday afternoon local time
Live rates won't be available on public holidays or if we have to close unexpectedly.
Transfers made outside live rate hours will be based on the most recent exchange rates from the close of business the previous day and will include an additional premium.
If you're setting up the transfer for a later date, the exchange rate will be the rate that applies at the time of the transfer.
Our exchange rate margins are tiered, so better foreign exchange rates are available for higher transfers.
If you need to convert currency on a regular basis, you can fix your exchange rate in advance. You can also get enhanced pricing if you convert large amounts of currency each year. For further details, speak to your Relationship Manager.
