International Bank of Commerce (2024)

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Choosing the Right Checking Account

  • Free Checking Account-Personal Checking Overview Free Checking Account

Free Checking Account

Our most basic personal checking account that is free of service charge with unlimited check writing, IBC Visa debit card, and no minimum balance. You can open your FREE Checking account online with only a $10 deposit.

  • Unlimited transactions and check writing
  • No monthly service maintenance fees regardless of your balance
  • Free first order of 40 checks
  • Free Visa debit card at account opening for immediate debit card transactions and purchases
  • Direct deposits and mobile deposits

International Bank of Commerce (1)

  • Rite Checking-Personal Checking Overview Rite Checking

Rite Checking

This affordable personal or family checking account is ideal for account holders who have less than 50 debits per month. It's easy to get started with a $100 opening deposit. And if you keep your minimum balance there are no service fees

  • No service charge if required balance is maintained
  • Get started with only $100 opening deposit for Rite Checking
  • IBC Bank Instant Issue Visa Debit Card

International Bank of Commerce (2)

  • Regular Checking-Personal Checking Overview Regular Checking

Regular Checking

This flexible checking account provides easy access to your money and gives you the freedom to perform transactions at no additional cost. This personal checking account offers a free Visa debit card and waived monthly service fees if a minimum balance is maintained.

  • FREE IBC Bank Visa Debit Card with unlimited transactions
  • Unlimited check writing
  • Free imaged statement
  • No service charges with a daily balance of $850 or more
  • Mobile deposits
  • Various transactions with no additional fees

International Bank of Commerce (3)

  • Interest Checking-Personal Checking Overview Interest Checking

Interest Checking

IBC Bank offers several interest-bearing checking accounts including IBC Connection, Check 'N Save Negotiable Order of Withdrawal (N.O.W.), IBC Elite Checking N.O.W., Check ‘N Save Plus (Money Market Account), and IBC Elite Advantage (Money Market Account). Earn interest with competitive rates and take advantage of bonus rates on CDs.

  • Competitive interest rate on accounts with higher balances
  • No service charge when minimum balance is maintained
  • Money market accounts with variable interest rates
  • Added benefits for those 50 years of age and older
  • Maximize return on investment with bonus rates on CDs

International Bank of Commerce (4)

  • Order Checks-Personal Checking Overview Order Checks

Order Checks

Order Checks For Your Personal Account

Running low on checks? Easily order checks online in minutes.

International Bank of Commerce (5)

International Bank of Commerce (2024)

FAQs

Is Commerce Bank an international bank? ›

With Commerce Bank's global network of correspondent banks and our Foreign Exchange solutions, we provide you with the capability to send and receive payments virtually anywhere in the world.

Who is IBC Bank owned by? ›

International Bancshares Corporation, the parent of IBC Bank, is one of the largest banks headquartered in Texas.

Is IBC Bank only in Texas? ›

What cities does IBC Bank operate in? We have over 180 bank branches and over 280 ATMs in about 88 Texas and Oklahoma cities, including Laredo, Houston, San Antonio, Corpus Christi, McAllen, Oklahoma City, Tulsa, Lawton, Austin, Port Lavaca, Eagle Pass, Brownsville, Zapata, and Dallas.

How big is International Bank of Commerce? ›

It has about $15.1 billion in assets and operates a network of commercial banks in 75 Texas and Oklahoma communities.

Which USA bank is for international? ›

Citibank. Citibank is one of the best international banks in the US for expat banking because of their very international model. It currently physically operates in 97 markets 2, supporting clients from more than 160 countries, making access to their ATMs more convenient.

Which bank is known as International bank? ›

The World Bank is an international financial institution that provides loans and grants to the governments of low- and middle-income countries for the purpose of pursuing capital projects.

Is IBC Bank stable? ›

"IBC is among the strongest, most reliable banking companies in America.

Is International Bank of Commerce (FDIC) insured? ›

Savings Options

Do you have funds that you can afford to invest - and goals for their future use? Then consider placing them into an IBC Bank Certificate of Deposit where you get our highest deposit rates! With all deposits insured up to the legal limit by the FDIC, you can feel secure that your savings are protected.

What is the rank of IBC Bank? ›

“Our ranking third on the Forbes' America's Best Banks list for 2023 is a wonderful honor and one that makes me incredibly proud of our IBC team,” said Dennis E. Nixon, president and CEO.

What's the biggest bank in the world? ›

The Industrial and Commercial Bank of China Limited is the largest bank in both the People's Republic of China and the world when considering total assets. Among the biggest lenders in the world, ICBC continues to steadily remain near the top, along with the likes of the Bank of America.

What is the largest US global bank? ›

Biggest Banks in America
  1. JPMorgan Chase. JPMorgan Chase, or Chase Bank, is the biggest bank in America with nearly $3.4 trillion in assets. ...
  2. Bank of America. ...
  3. Wells Fargo. ...
  4. Citibank. ...
  5. U.S. Bank. ...
  6. PNC Bank. ...
  7. Goldman Sachs Bank. ...
  8. Truist Bank.
Mar 27, 2024

What is the legal name of IBC Bank? ›

The bank holding company, International Bancshares Corporation, is formed. International Bank of Commerce changes its name to IBC Bank.

What type of bank is Commerce Bank? ›

Missouri-based Commerce Bancshares, Inc. is a regional bank holding company offering a diversified line of financial services, including business and personal banking, wealth management and estate planning and investments through its affiliated companies.

Is Commerce Bank a US bank? ›

Commerce Bancshares, Inc. (NASDAQ: CBSH) is a regional bank holding company based in Missouri, United States, with primary hubs in Kansas City and St.

Does Commerce Bank have international fees? ›

You will be charged an International Service fee of 3% of any purchase, cash withdrawal and cash advance made outside the U.S. and is not in U.S. Dollars. (Euros, Pesos, etc.)

Can I use my Commerce Bank debit card in Europe? ›

Once you have loaded money to your Commerce Bank mySpending Card® , it can be used anywhere Visa® debit cards are accepted worldwide. You may also obtain cash from ATMs displaying the Visa® or Plus® logos by using your Personal Identification Number (PIN). Fees may apply.

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