Interac e-Transfer (2024)

Number of Agent locations may vary.

Availability subject to your participating financial institution’s policies. Please contact your participating financial institution for details.

Availability subject to participating financial institution’s policies and online banking functionality.

Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply.

A test question may be required for some or all money transfers received in certain international destinations, and in those destinations, the recipient may be required to provide either valid identification or the correct answer to the test question, or both, to receive the funds. Please contact your participating financial institution for details.

Payments will be made in the currency of the destination country (except in a limited number of instances where payment is made in U.S. dollars or other currency through a Western Union Agent in the destination country). There are no additional recipient fees, unless otherwise noted. Please contact your participating financial institution for details.

Pre-confirmed recipient amounts will not be provided for certain countries. In any such case, you will be notified in advance. Please contact your participating financial institution for details. Western Union also makes money on currency exchange.

*The WESTERN UNION name, logo and related trademarks and service marks are owned by Western Union Holdings, Inc. Used with permission.

Interace-Transfer Disclosure: Bank of Canada Prominent Payment Systems Risk-Management Standards

Interac e-Transfer (2024)

FAQs

Does Interac e-Transfer work in the US? ›

Interac e-Transfers are only available in Canada for individuals who have Interac-partnered bank accounts (most of them). So, no you cannot use Interac e-Transfer in the U.S. That being said, Interac does have a collaboration with Mastercard and Western Union to allow Canadians to send International Transfers.

What is an Interac e-Transfer? ›

Interac e-transfers, sometimes called email transfers or email money transfers, allow people and businesses to send money to one another using the recipient's email address or phone number. However, the money is not actually transferred through the email or a text message.

Can you use Interac e-Transfer internationally? ›

You can send money internationally in for easy steps: Log In: Log in to online or mobile banking. Select “Send Money” > International: Select the recipient's destination and banking information.

Which banks support Interac-E-transfers? ›

Interac e-Transfer Bulk
  • Citibank. Scotiabank. RBC Royal Bank of Canada. CIBC. BMO Bank of Montreal Participating Financial Institutions.
  • Scotiabank. RBC Royal Bank of Canada. BMO Bank of Montreal Participating Financial Institutions.
  • BMO Bank of Montreal. CIBC. DC Bank. TD Canada Trust. RBC Royal Bank of Canada. Scotiabank.

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