Are you looking for ways to make your money work harder for you? Investing in assets that offer a consistent 12% return can be a smart strategy to grow your wealth over time. Here are five easy-to-understand investment options that have the potential to generate a steady 12% returns on investment:
Stock Market (Dividend Stocks)
Dividend stocks are shares of companies that regularly pay a portion of their profits to shareholders. By investing in stable companies with a history of steady dividends, you can earn both from stock price appreciation and the dividends they distribute. Although the #StockMarket can have some ups and downs, a well-diversified portfolio of dividend stocks can help you achieve a 12% returns on investment over the long term.
Real Estate Investment Trusts (REITs)
REITs are companies that own or finance income-generating real estate. By investing in #REITs, you can become a partial owner of properties like office buildings, apartments, or shopping centers. REITs typically pay out a significant portion of their earnings as dividends, making them an attractive option for investors seeking steady returns.
P2P Investing Platforms
Peer-to-peer (P2P) investing platforms connect individual borrowers with investors. By lending money to individuals or small businesses through these platforms, you can earn interest on your loans, often at rates higher than traditional savings accounts. #P2P lending can provide a diversified investment portfolio and a chance to achieve a 12% return or even higher.
One place for you to get started with P2P investing is Fello. Fello is your ultimate savings app which makes savings a rewarding experience for you. One avenue for your savings on Fello is through Fello Flo which is a P2P fund providing hefty returns of upto 12% p.a.
High-Yield Bonds
Bonds are #loans made to corporations or governments, and high-yield bonds, also known as junk bonds, offer higher interest rates due to their higher risk. While high-yield bonds carry some additional risk, they can provide a path to achieve a 12% return for #investors willing to accept a higher level of risk.
Rental Property Investment
Owning rental properties can be a lucrative investment, especially in growing real estate markets. By renting out a property, you can earn rental income and benefit from potential property value appreciation. With careful property selection and management, rental properties have the potential to yield a consistent 12% return or more.
Way Forward
Remember, while these assets have the potential to offer a 12% return, all investments carry some level of risk. It’s essential to conduct thorough research, diversify your investments, and align your choices with your risk tolerance and long-term financial goals. Consider consulting with a financial advisor to create a personalized investment plan tailored to your needs and circ*mstances.
Saving is important, and investing your #savings is a great way to grow your money and protect it from inflation.Fellois a simple and easy way to save and invest your money, and it makes the process fun and rewarding. Fello is a great avenue to develop a saving habit. The rewards make saving fun, and the investment opportunities make saving even more rewarding.
Fello is also a great way to protect your money from inflation. By investing your money in Fello, you can grow your money and keep it safe from the effects of inflation. With prudent investment decisions and patience, you can work towards achieving your financial dreams with these rewarding assets.
FAQs
Here are five easy-to-understand investment options that have the potential to generate a steady 12% returns on investment:
- Stock Market (Dividend Stocks) ...
- Real Estate Investment Trusts (REITs) ...
- P2P Investing Platforms. ...
- High-Yield Bonds. ...
- Rental Property Investment. ...
- Way Forward.
The reality is that you can! There are mutual funds out there that have averaged 12% annual returns over the course of their history—you just have to know how to look for them.
Is 12% return realistic? ›
There's a reason that 12% tends to be used as a benchmark, according to Blanchett. The average historical return from 1926 to 2023 is 12.2%, according to a monthly data set called stocks, bonds, bills and inflation, or SBBI.
Where can you get 12 percent interest? ›
Where can I find a 12% interest savings account?
| Bank name | Account name | APY |
|---|
| Khan Bank | 365-day, 18-month and 24-month Ordinary Term Savings Account | 12.3% to 12.8% |
| Khan Bank | 12-month, 18-month and 24-month Online Term Deposit Account | 12.4% to 12.9% |
| Yield | N/A | Up to 12% |
| Crypto.com | Crypto.com Earn | Up to 14.5% |
6 more rowsJun 1, 2023
I put my personal 401(k) and a lot of my mutual fund investing in four types of mutual funds: growth, growth and income, aggressive growth, and international. I personally spread mine in 25% of those four. And I look for mutual funds that have long track records that have outperformed the S&P.
What is the safest investment with the highest return? ›
Here are the best low-risk investments in April 2024:
- High-yield savings accounts.
- Money market funds.
- Short-term certificates of deposit.
- Series I savings bonds.
- Treasury bills, notes, bonds and TIPS.
- Corporate bonds.
- Dividend-paying stocks.
- Preferred stocks.
It stems from the historical average annual return of the S&P 500 (with dividends reinvested). Ramsey's website cites a New York University dataset which says the S&P 500 average from 1928 to 2023 was 11.66%. Over a shorter period of time, from 2014 to 2023, it was as much as 12.98%.
How much is $100 a month invested from 25 to 65? ›
$100 a month invested from age 25 to 65 is $1,176,000. You do NOT have to retire broke.
How many years does it take to double money at 12%? ›
Investments, such as stocks, do not have a fixed rate of return, but the Rule of 72 still can give you an idea of the kind of return you'd need to double your money in certain amount of time. For example, to double your money in six years, you would need a rate of return of 12%.
Is 30% return possible? ›
Strategies like leverage, where borrowed capital amplifies gains and losses, or investing in highly speculative assets, might entice with the promise of 30%, but the odds of incurring devastating losses are significantly higher.
The rule would suggest that you would double your money in just one year -- but you'd actually need a 100% growth rate in order to double in one year.
Is 20% return possible? ›
Relatively safer investments may see less volatility in an average year, but if you have a long enough timeline, you have the potential to earn that 20% return eventually.
How much interest will $1000 make in a year? ›
Let's look at how much you could make by depositing $1,000 into accounts with various ranges: After one year with a regular account at 0.43%: $1,004.30. After one year with a high-yield account at 4.50%: $1,045.00. After one year with a high-yield account at 5.00%: $1,050.00.
Is 15% return possible? ›
Stock exchange markets are considered inherently unstable and unpredictable, however, in the long run, they eventually tend to rise, and though a return as good as 15% each year might not always be achievable in the stock market, an annual return of around 15% may be possible over the foreseeable future, but remember, ...
Where can I get 10 percent interest on my money? ›
Where can I get 10 percent return on investment?
- Invest in stocks for the short term. ...
- Real estate. ...
- Investing in fine art. ...
- Starting your own business. ...
- Investing in wine. ...
- Peer-to-peer lending. ...
- Invest in REITs. ...
- Invest in gold, silver, and other precious metals.
Investments That Can Potentially Return 10% or More
- Stocks.
- Real Estate.
- Private Credit.
- Junk Bonds.
- Index Funds.
- Buying a Business.
- High-End Art or Other Collectables.
Consider investing Rs 15,000 per month for 15 years and earning 15% returns. After 15 years, the total wealth will be Rs 1,00,27,601 (Rs. 1 crore). According to the compounding principle, if we implement these very same returns and contributions for another 15 years, the amount we accumulate grows enormously.
How do I get 10% back on my investment? ›
Here's my list of the 10 best investments for a 10% ROI.
- How to Get 10% Return on Investment: 10 Proven Ways.
- High-End Art (on Masterworks)
- Invest in the Private Credit Market.
- Paying Down High-Interest Loans.
- Stock Market Investing via Index Funds.
- Stock Picking.
- Junk Bonds.
- Buy an Existing Business.
