How to check your bank statement (2024)

Debit or reversal validation

If you're the sender, match the UPI transaction ID seen in the Google Pay app to your bank statement.

Note: Always refer to the updated detailed bank statement or updated passbook.

On the account statement for the bank connected to your Google Pay account:

Locate the transaction date of the transaction in question.
See Also
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Match the UPI transaction ID found in the Google Pay app to the UPI transaction ID on your bank statement. The UPI transaction ID is the first 9 digits after the slash (/).
Match the amount in the debit section of your statement to the amount of the transaction in Google Pay.
Confirm the debit amount is not included in the closing balance on your bank statement.
Check for a reversal with the same UPI transaction ID and amount in the credit section of your bank statement.

If you're the recipient, match the UPI transaction ID in the Google Pay app to your bank statement.

Note: Always refer to the updated detailed bank statement or updated passbook.

On your account statement:

Locate the transaction date of the transaction in question.
Match the UPI transaction ID found in the Google Pay app to the UPI transaction ID on your bank statement. The UPI transaction ID is the first 9 digits after the slash (/).
See Also
How to track an international wire transfer
Match the amount in the credit section of your statement to the amount of the transaction in Google Pay.
Confirm the credit amount is included in the closing balance on your bank statement.

APR	Annual Percentage Rate (relates to credit interest)
BBP	Bill payment
BGC	Bank giro credit
CAT	A standard applied to ISAs that stands for reasonable Charges, easy Access, and fair Terms
CDL	Career Development Loan
CHAPS	Clearing House Automated Payment System (a means of transferring money)
CRE	Credit payment
DDR	Direct Debit
DR	Debit balance (overdrawn)
REV	Reversal (a standing order or Direct Debit has been recalled)
STO	Standing order
UNP	Unpaid

If the amount is still not credited in 3 days:
1. Check your bank statement again as sometimes banks don’t send an SMS.
2. Do not rely on other sources like transaction history on Google Pay.

If the amount is debited and the transaction is unsuccessful after 3 days:
1. The amount must return to the account, check your bank statement again.

If the amount is successfully transferred and won’t reflect in your account:
1. Check your bank statement again as sometimes banks don’t send an SMS.
2. Do not rely on other sources like transaction history on Google Pay.