To get the $200 Bank of America credit card bonus, apply online for the Bank of America® Customized Cash Rewards credit card (or one of the other eligible cards) and spend $1,000 within the first 90 days after opening an account. You’ll receive the $200 bonus within 8-12 weeks after qualifying for it.
The Bank of America® Customized Cash Rewards credit card is a good option because you will also enjoy 3% cash back in a category of your choice and 2% back at grocery stores and wholesale clubs (up to $2,500 spent quarterly), plus unlimited 1% cash back on all other purchases.
You have other options when it comes to $200+ credit card bonuses from Bank of America, though. You can check out some notable offers below.
Best BofA Credit Cards for a $200 Initial Bonus
Best Overall:Bank of America® Customized Cash Rewards credit cardBank of America® Customized Cash Rewards credit cardLearn MoreLearn More- Best for Students:Bank of America® Customized Cash Rewards credit card for StudentsBank of America® Customized Cash Rewards credit card for StudentsLearn MoreLearn More
- Excellent Credit:Bank of America® Unlimited Cash Rewards credit cardBank of America® Unlimited Cash Rewards credit cardLearn MoreLearn More
You will have to spend $1,000 within the first 90 days of opening an account to qualify for the $200 bonus with any of these cards. If you are interested in learning about other initial bonuses offered by Bank of America, check out WalletHub’s list of the best Bank of America credit card bonuses.
Finally, if you apply and get approved, your credit limit will be at least $200 as that is the lowest credit limit offered by Bank of America for any of their credit cards.
This answer was first published on 07/27/22 and it was last updated on 03/13/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
