Does Zelle Work With Cash App? Easy Guide to Transfer Funds (2024)

Written byLuigi Oppido|Edited byRain Kengly

Last Updated: November 16, 2023Fact Checked

Things You Should Know

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1. Yes—you can indirectly transfer money by linking your bank account. While you can't directly transfer funds between Zelle and Cash App (since they are two different financial platforms), you can link your bank account or debit card to both platforms as a workaround.

   • After your bank account is synced, you can transfer Cash App funds to your bank account, which can then be used to send money with Zelle.
   • Similarly, any money you receive via Zelle will be added to your bank account and can be transferred to your Cash App balance.
   • If you're eligible for instant transfers, you may be able to send money from Zelle to Cash App and vice versa fairly quickly. If you don't have instant transfers, you'll need to wait until the funds finish processing on each platform.
See Also
Zelle vs. Venmo: Which One is Better for You?Zelle Fraud: More People Tricked Into Sending Money Over Popular E-Pay OptionCan I Use Zelle Without A Bank Account? Exploring Your OptionsDoes Zelle Work With Walmart Money Card?

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1. 1

   Link your bank account to Cash App. You'll need to have a debit card added to see this option. This should have been added when you first created your account. To add a bank account, do the following:

   • Open Cash App.
   • Tap the profile icon.
   • Scroll down and tap Linked Banks.
   • Tap Link Bank.
   • Tap Continue.
   • Use Plaid to log into your online bank account.^[1]
2. 2

   Link your bank account to Zelle. Most banking apps have Zelle built into the app. In this case, you'll just need to find the Zelle feature and quickly activate it. You'll need to confirm your personal and banking information to get started.^[2]

   • If your bank app doesn't support Zelle, you can download the Zelle app for iOS in the App Store and for Android in the Google Play Store.
     • When you enroll through the Zelle app, you'll be asked to provide a Visa or Mastercard debit card.
3. 3

   Transfer money from Cash App to Zelle (optional). You can transfer your Cash App balance to your bank account, which can then be sent again through Zelle. If you want to move funds from your Cash App balance to Zelle, do the following:

   • Open Cash App.
   • Tap the Money tab.
   • Tap Cash Out.
   • Enter or select an amount.
   • Select a deposit speed.
   • Enter your PIN or use Touch ID to confirm.
   • Tap Done.^[3]
4. 4

   Transfer money from Zelle to Cash App (optional). When you get paid through Zelle, the funds will automatically go to your linked bank account. If you want to move funds from Zelle to Cash App, do the following:

   • Wait for Zelle payments to finish pending.
   • Check your bank account to confirm the new balance.
   • Open Cash App.
   • Tap the Money tab.
   • Tap Add Cash.
   • Enter or select an amount.
   • Tap Add.
   • Enter your PIN or use Touch ID to confirm.
   • Tap Done.^[4]

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