Apply for a credit line within your PayPal account and enjoy a simple way to
spread the cost of your online purchases.
Three ways to use PayPal Credit.
A 0% interest offer you can use again and again.
Pay in instalments.
![Buy Now, Pay Later | PayPal Credit | PayPal UK (8) Buy Now, Pay Later | PayPal Credit | PayPal UK (8)](data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==)
Transactions less than £99.00.
![Buy Now, Pay Later | PayPal Credit | PayPal UK (9) Buy Now, Pay Later | PayPal Credit | PayPal UK (9)](data:image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==)
Credit with the benefits of PayPal.
![Buy Now, Pay Later | PayPal Credit | PayPal UK (10) Buy Now, Pay Later | PayPal Credit | PayPal UK (10)](https://i0.wp.com/www.paypalobjects.com/digitalassets/c/EMEA/landing_page/landing-pages/86202_Credit_Landing_Page_PP_Desktop_Mod-3_Icon_STOPWATCH.png)
Applying is simple.
Complete our short application form in a matter of minutes. Easy.
![Buy Now, Pay Later | PayPal Credit | PayPal UK (11) Buy Now, Pay Later | PayPal Credit | PayPal UK (11)](https://i0.wp.com/www.paypalobjects.com/digitalassets/c/EMEA/landing_page/landing-pages/86202_Credit_Landing_Page_PP_Desktop_Mod-3_Icon_HOLDING-PHONE.png)
Easy Management.
You can manage your PayPal account anywhere - on your desktop, mobile or tablet.
![Buy Now, Pay Later | PayPal Credit | PayPal UK (13) Buy Now, Pay Later | PayPal Credit | PayPal UK (13)](https://i0.wp.com/www.paypalobjects.com/digitalassets/c/EMEA/landing_page/landing-pages/86202_Credit_Landing_Page_PP_Desktop_Mod-3_Icon_KEY.png)
Instant Access.
You'll get an instant yes or no - if we give you the thumbs up, you can start shopping straight away.
![Buy Now, Pay Later | PayPal Credit | PayPal UK (14) Buy Now, Pay Later | PayPal Credit | PayPal UK (14)](https://i0.wp.com/www.paypalobjects.com/digitalassets/c/EMEA/landing_page/landing-pages/86202_Credit_Landing_Page_PP_Desktop_Mod-3_Icon_LOCK.png)
In safe hands.
Your details are never shared and PayPal Buyer Protection covers your eligible purchases.
How our 0% offer works.
*During the 4 months’ offer period, the 0% balance is included in calculating your monthly repayments. You must make your minimum monthly payment or your 0% offer may be removed. Any remaining balance due after the offer period or any transactions under £99.00 will be charged interest at your standard variable rate.
Monthly instalments available at selected online stores.
Want to spread the cost over a longer period? No problem. Our instalment plans let you do just that - over 6 to 24 months and at an interest rate lower than PayPal Credit's standard rate of interest. Available at selected online stores.
Representative example
Representative
Purchase interest rate
Assumed Credit limit
Your actual interest rate and credit limit may vary depending on your individual circ*mstances.
Subject to status. Terms and conditions apply. UK residents only.
FAQs
How do I apply?
How long does it take to apply for and receive PayPal Credit?
How much will my credit line be?
I have a business account. How can I sign up for PayPal Credit?
What if I don’t have a PayPal account?