Health insurance is critical to protecting both your physical and financial health. Every year, you have an opportunity to weigh your options to ensure you have the plan that meets your needs and budget best. Price is always a key factor to consider when deciding on a health insurance provider, so it’s helpful to be aware of the cost of different health insurance plans.
If you are looking for short term health insurance, long-term health insurance or any other type of policy, you might be interested in Aetna insurance plans, which is one of the nation’s largest managed care companies.
What Is Aetna Health Insurance?
Aetna Health Insurance is one of the largest insurance companies in the world. There are plenty of Aetna provider services, and you can take a look at plans from different Aetna insurance providers to figure out which one is right for your needs.
Aetna was founded in 1853 and was acquired by CVS Health back in 2018. With Aetna health insurance, you have access to a wide variety of insurance plans, including Medicare plans, and Aetna is available in all 50 states. Aetna does not work with independent insurance agents, but you can still purchase insurance directly from them, including individual or family insurance.
Because Aetna is a well-established company, it has received high ratings from a wide variety of reputable organizations. You get access to excellent customer service, nationwide coverage, and a mobile application that allows you to earn rewards for taking care of your health. As a result, there are opportunities for you to customize your insurance plan to meet your needs and save money on your medical expenses.
How Much Does Aetna Health Insurance Cost per Month?
Among eHealth shoppers, the average premium for an ACA-compliant health insurance in 2018 was $465.86 for an individual plan, although insurance costs can vary significantly depending on the kind of plan you choose, the benefits included, and your location.
In 2017, the last year Aetna sold ACA-compliant individual health insurance plans, premiums for plans not eligible for a subsidy averaged $525.07. Premium plans that were eligible for a subsidy averaged $374.55, and the average cost of a dental insurance policy from Aetna averaged $64.40. For more information about how much Aetna insurance will cost per month based on your specific health coverage needs, talk to an eHealth agent.
Aetna Health Plans
One of the major advantages of going with Aetna is that you have access to a wide variety of health insurance plans. This includes dental and vision coverage. Some of the most popular options for Aetna health plans include:
- Company Health Insurance: If you get health insurance through your employer, there is a good chance that Aetna is one of the options. You may want to talk to your employer to see if Aetna Health Insurance is available.
- Individual and Family Plans: If you are purchasing health insurance on your own, there are plenty of individual and family health insurance plans available. With so many options, you can find the right plan to meet your needs at a price you can afford.
- Medicare Plans: If you are over the age of 65, you may qualify for Medicare. Aetna provides a variety of Medicare plans that could be ideal for people who are over the age of 65.
- Medicaid: If you have a hard time affording health insurance on your own, you may qualify for Medicaid. Aetna has a variety of plans that are available through Medicaid, and you can reach out to our team if you want to see if you qualify for Medicaid coverage.
- Dental Plans: You must make sure that you take care of your oral health as well. Aetna offers a variety of dental insurance plans that can help you save money on the cost of your dental care.
These are just a few of the many options available. You can access all of your options with the help of the eHealth team so you can decide what is best for your family.
Individual Health Insurance Plan vs Qualified Plan
It’s easy to get confused by the many available health insurance plans and options. The first choice you need to make is whether to buy an individual plan directly from an insurance company or broker, like eHealth, or buy an ACA-compliant health plan through the healthcare.gov marketplace or a broker.
At eHealth, we help individuals and families find the coverage they need, at a price they can afford. We have licensed agents in every state and a wide range of plan options, with the expertise to help you select the best plan for you. Our services, which include 24/7 support once you enroll in your plan, are available at no additional cost to you.
If you’re purchasing non-Obamacare insurance, you have the option of choosing a policy that doesn’t include all of the benefits required by the ACA. Although these plans are not eligible for health insurance subsidies, they can be more affordable than Obamacare plans. If you decide to select an ACA-compliant plan, the plan will be required to include the following 10 essential health benefits:
- Laboratory services
- Emergency services
- Prescription drugs
- Mental health and substance use disorder services
- Maternity and newborn care
- Pediatric services, including oral and vision care
- Rehabilitative and habilitative services and devices
- Ambulatory patient services
- Preventive and wellness services and chronic disease management
- Hospitalization
Finding the most affordable plan for you
You may be eligible for a subsidy if you decide to purchase an ACA-compliant plan, which could make your coverage more affordable. A subsidy is financial assistance from the federal government to help you pay for your health insurance. A non-ACA-compliant plan that doesn’t offer all of the ACA’s essential health benefits may wind up being cheaper per month, even without a subsidy. For example, if you are generally healthy, you may save money by choosing a smaller amount of health insurance coverage. Although you will pay more out of pocket when you need medical care, you will also save more each month.
You can learn more about Obamacare subsidies and whether you qualify for financial assistance on eHealth.
Aetna Insurance: FAQs
Can you get Aetna insurance on your own?
Yes, you are able to purchase Aetna health insurance on your own. There are a variety of ways you can purchase Aetna health insurance, and you may want to reach out to Aetna directly to see what their options are. Of course, eHealth agents are also available to review your options with you and help you find the right coverage to meet your needs.
Is Aetna International the same as Aetna?
Yes, these are two separate names for the same company. Aetna is simply a shorter version of Aetna International. You will see these two names used interchangeably.
How much is Aetna International Insurance?
If you are curious about Aetna insurance cost per month, there are plenty of options available. The international medical plan from Aetna costs, on average, $100 to $300 per month. If you want to find the right plan at a price you can afford, eHealth can help. eHealth can help you find an Aetna insurance plan that is in your price range, without sacrificing the quality of your coverage.
Let eHealth Help You Find the Right Plan for You
eHealth offers the same plans and prices available at healthcare.gov, as well as other affordable alternatives that aren’t available through the federal marketplace. We also have a prescription drug tool that can help you identify a plan that offers the best prices for your medications. In addition, our licensed agents are available to answer any questions you may have. Get started today by using our free comparison tool and checking out all individual and family health insurance plans in your area!
